NPR Politics presents the Lunchbox List: our favorite campaign news and stories curated from NPR and around the Web in digestible bites (100 words or less!). Look for it every weekday afternoon from now until the conventions.

Convention Countdown

The Republican National Convention is in 4 days in Cleveland.

The Democratic National Convention is in 11 days in Philadelphia.

NASA has released the first picture of Jupiter taken since the Juno spacecraft went into orbit around the planet on July 4.

The picture was taken on July 10. Juno was 2.7 million miles from Jupiter at the time. The color image shows some of the atmospheric features of the planet, including the giant red spot. You can also see three of Jupiter's moons in the picture: Io, Europa and Ganymede.

The Senate is set to approve a bill intended to change the way police and health care workers treat people struggling with opioid addictions.

My husband and I once took great pleasure in preparing meals from scratch. We made pizza dough and sauce. We baked bread. We churned ice cream.

Then we became parents.

Now there are some weeks when pre-chopped veggies and a rotisserie chicken are the only things between us and five nights of Chipotle.

Parents are busy. For some of us, figuring out how to get dinner on the table is a daily struggle. So I reached out to food experts, parents and nutritionists for help. Here is some of their (and my) best advice for making weeknight meals happen.

"O Canada," the national anthem of our neighbors up north, comes in two official versions — English and French. They share a melody, but differ in meaning.

Let the record show: neither version of those lyrics contains the phrase "all lives matter."

But at the 2016 All-Star Game, the song got an unexpected edit.

At Petco Park in San Diego, one member of the Canadian singing group The Tenors — by himself, according to the other members of the group — revised the anthem.

School's out, and a lot of parents are getting through the long summer days with extra helpings of digital devices.

How should we feel about that?

Police in Baton Rouge say they have arrested three people who stole guns with the goal of killing police officers. They are still looking for a fourth suspect in the alleged plot, NPR's Greg Allen reports.

"Police say the thefts were at a Baton Rouge pawn shop early Saturday morning," Greg says. "One person was arrested at the scene. Since then, two others have been arrested and six of the eight stolen handguns have been recovered. Police are still looking for one other man."

A 13-year-old boy is among those arrested, Greg says.

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After an international tribunal invalidated Beijing's claims to the South China Sea, Chinese authorities have declared in no uncertain terms that they will be ignoring the ruling.

The Philippines brought the case to the Permanent Court of Arbitration in The Hague, objecting to China's claims to maritime rights in the disputed waters. The tribunal agreed that China had no legal authority to claim the waters and was infringing on the sovereign rights of the Philippines.

Donald Trump is firing back at Supreme Court Justice Ruth Bader Ginsburg after she disparaged him in several media interviews. He tweeted late Tuesday that she "has embarrassed all" with her "very dumb political statements" about the candidate. Trump ended his tweet with "Her mind is shot - resign!":


Consumer Bureau Moves To Make Mortgages Clearer, Foreclosures Fewer

Aug 10, 2012

Saying it wants "to protect homeowners from surprises and costly mistakes by their mortgage servicers," the Consumer Financial Protection Bureau today proposed new rules it believes would make the home loan process simpler and give struggling homeowners more of a chance to avoid foreclosures.

If the rules go into effect next January as the bureau plans, The Associated Press says, "mortgage servicing companies would be required to provide clear monthly billing statements, warn borrowers before interest rate hikes and actively help them avoid foreclosure."

As The Hill writes:

"The new rules target an industry that has been plagued with problems. ... Complaints have mounted over shoddy servicing as the amount of homeowners struggling to avoid foreclosure skyrocketed after the housing bubble burst. The industry has found itself under fire from lawmakers and the White House, and widespread problems with mortgage servicing resulted in a $25 billion government settlement with some of the nation's largest banks, where they agreed to pay out billions to help cover refinancing costs for homeowners and reimburse them for haphazard foreclosure practices.

"Problems in the industry were highlighted by the practice of 'robo-signing,' in which services would speedily sign off on foreclosure documents without reviewing or verifying their contents."

According to the consumer bureau, the rules would, among other things:

-- "Generally require servicers to provide clear monthly statements."

-- "Require servicers to provide earlier disclosures before interest rate adjustment for most adjustable-rate mortgages."

-- "Require servicers to make good-faith efforts to contact delinquent borrowers and inform them of their options to help avoid foreclosure." And, mortgage servicers could not go ahead with a foreclosure "until after a final decision has been reached on a borrower's application for an option to avoid foreclosure or unless a borrower fails to perform on that option."

-- "Require a payment be credited to a borrower's account as of the day that a payment is received."

Related posts:

-- Report: Fannie Mae Missed Chances To Stop Robo-Signing.

-- Settlement Reached With Banks On Relief For Some Homeowners.

-- Deal With Banks Isn't Only Way For Homeowners To Get Help, HUD Chief Says.

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