Presumptive Democratic presidential nominee Hillary Clinton was in Springfield, Ill., Wednesday where she sought to use the symbolism of a historic landmark to draw parallels to a present-day America that is in need of repairing deepening racial and cultural divides.

The Old State Capitol — where Abraham Lincoln delivered his famous "A house divided" speech in 1858 warning against the ills of slavery and where Barack Obama launched his presidential bid in 2007 — served as the backdrop for Clinton as she spoke of how "America's long struggle with race is far from finished."

Episode 711: Hooked on Heroin

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When we meet the heroin dealer called Bone, he has just shot up. He has a lot to say anyway. He tells us about his career--it pretty much tracks the evolution of drug use in America these past ten years or so. He tells us about his rough past. And he tells us about how he died a week ago. He overdosed on his own supply and his friend took his body to the emergency room, then left.

New British Prime Minister Theresa May announced six members of her Cabinet Wednesday.

Amid a sweeping crackdown on dissent in Egypt, security forces have forcibly disappeared hundreds of people since the beginning of 2015, according to a new report from Amnesty International.

It's an "unprecedented spike," the group says, with an average of three or four people disappeared every day.

The Republican Party, as it prepares for its convention next week has checked off item No. 1 on its housekeeping list — drafting a party platform. The document reflects the conservative views of its authors, many of whom are party activists. So don't look for any concessions to changing views among the broader public on key social issues.

Many public figures who took to Twitter and Facebook following the murder of five police officers in Dallas have faced public blowback and, in some cases, found their employers less than forgiving about inflammatory and sometimes hateful online comments.

As Venezuela unravels — with shortages of food and medicine, as well as runaway inflation — President Nicolas Maduro is increasingly unpopular. But he's still holding onto power.

"The truth in Venezuela is there is real hunger. We are hungry," says a man who has invited me into his house in the northwestern city of Maracaibo, but doesn't want his name used for fear of reprisals by the government.

The wiry man paces angrily as he speaks. It wasn't always this way, he says, showing how loose his pants are now.

Ask a typical teenage girl about the latest slang and girl crushes and you might get answers like "spilling the tea" and Taylor Swift. But at the Girl Up Leadership Summit in Washington, D.C., the answers were "intersectional feminism" — the idea that there's no one-size-fits-all definition of feminism — and U.N. climate chief Christiana Figueres.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

Arizona Hispanics Poised To Swing State Blue

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Copyright 2016 NPR. To see more, visit http://www.npr.org/.

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Why Insurers Cancel Policies, And What You Can Do About It

Oct 30, 2013
Originally published on October 30, 2013 1:33 pm

Health insurers are ending policies for what could turn out to be millions of Americans. The moves have rattled consumers and stoked new debate about the health care law.

No one knows for sure right now how many of the estimated 14 million people who buy their own insurance are getting cancellation notices, but the numbers appear to be big. Some insurers report discontinuing 20 percent of their individual business, while other insurers have notified up to 80 percent of policyholders that they will have to change plans.

Here are some questions and answers about what's going on. See Kaiser Health News for a fuller list.

Why is this happening?

The health care law focused on the individual market because it hasn't worked well for many people, particularly those who are older or have health problems. People with pre-existing conditions were often rejected for coverage, charged more or had their conditions excluded from coverage. Some policies provided only the barest of coverage when someone did fall ill. Starting Jan. 1, insurers can't reject people who are sick or charge them more than the healthy under the Affordable Care Act. They must also beef up policies to meet minimum standards and add benefits, such as prescription drug coverage, maternity care and mental health services.

Why am I getting a cancellation notice?

Most likely your plan didn't meet all the standards of the federal health law. One type of policy being discontinued by Florida Blue, for example, didn't cover hospitalizations or emergency room visits and paid a maximum of $50 toward doctor visits. It's possible your plan also had deductibles and other potential expenses – such as copayments for doctors and hospital care — that exceeded the law's annual out-of-pocket maximum of $6,350 for individuals or $12,700 for families. Some policies that fail to meet the law's standards can still be sold, but only if the insurer decides to continue them and they are grandfathered, meaning they were purchased before March 2010 and haven't been changed substantially since then.

How are insurers picking policies to discontinue?

Kansas Insurance Commissioner Sandy Praeger said insurers can only discontinue entire blocks of business and can't pick and choose certain customers to cancel. Those whose policies are canceled can sign up for a new plan and can't be rejected because of their health. Insurers say they are ending policies that don't meet the law's standards or weren't grandfathered.

My insurer says I can keep my current plan, if I renew before the end of the year. Is that right?

In some states, insurers are offering selected policyholders a chance to renew early, meaning they can continue their existing plan through next year, even if it doesn't meet all the law's standards. If you choose this option, your premium may still go up, but the cause would be medical inflation, rather benefits added because of the health law. Not all states allow early renewals.

Copyright 2013 Kaiser Health News. To see more, visit http://www.kaiserhealthnews.org/.