Alabama authorities say a home burglary suspect has died after police used a stun gun on the man.  Birmingham police say he resisted officers who found him in a house wrapped in what looked like material from the air conditioner duct work.  The Lewisburg Road homeowner called police Tuesday about glass breaking and someone yelling and growling in his basement.  Police reportedly entered the dwelling and used a stun gun several times on a white suspect before handcuffing him.  Investigators say the man was "extremely irritated" throughout and didn't obey verbal commands.

Montgomery Education Foundation's Brain Forest Summer Learning Academy was spotlighted Wednesday at Carver High School.  The academic-enrichment program is for rising 4th, 5th, and 6th graders in the Montgomery Public School system.  Community Program Director Dillion Nettles, says the program aims to prevent learning loss during summer months.  To find out how your child can participate in next summer's program visit Montgomery-ed.org

A police officer is free on bond after being arrested following a rash of road-sign thefts in southeast Alabama.  Brantley Police Chief Titus Averett says officer Jeremy Ray Walker of Glenwood is on paid leave following his arrest in Pike County.  The 30-year-old Walker is charged with receiving stolen property.  Lt. Troy Johnson of the Pike County Sheriff's Office says an investigation began after someone reported that Walker was selling road signs from Crenshaw County.  Investigators contacted the county engineer and learned signs had been reported stolen from several roads.

NPR Politics presents the Lunchbox List: our favorite campaign news and stories curated from NPR and around the Web in digestible bites (100 words or less!). Look for it every weekday afternoon from now until the conventions.

Convention Countdown

The Republican National Convention is in 4 days in Cleveland.

The Democratic National Convention is in 11 days in Philadelphia.

NASA has released the first picture of Jupiter taken since the Juno spacecraft went into orbit around the planet on July 4.

The picture was taken on July 10. Juno was 2.7 million miles from Jupiter at the time. The color image shows some of the atmospheric features of the planet, including the giant red spot. You can also see three of Jupiter's moons in the picture: Io, Europa and Ganymede.

The Senate is set to approve a bill intended to change the way police and health care workers treat people struggling with opioid addictions.

My husband and I once took great pleasure in preparing meals from scratch. We made pizza dough and sauce. We baked bread. We churned ice cream.

Then we became parents.

Now there are some weeks when pre-chopped vegetables and a rotisserie chicken are the only things between us and five nights of Chipotle.

Parents are busy. For some of us, figuring out how to get dinner on the table is a daily struggle. So I reached out to food experts, parents and nutritionists for help. Here is some of their (and my) best advice for making weeknight meals happen.

"O Canada," the national anthem of our neighbors up north, comes in two official versions — English and French. They share a melody, but differ in meaning.

Let the record show: neither version of those lyrics contains the phrase "all lives matter."

But at the 2016 All-Star Game, the song got an unexpected edit.

At Petco Park in San Diego, one member of the Canadian singing group The Tenors — by himself, according to the other members of the group — revised the anthem.

School's out, and a lot of parents are getting through the long summer days with extra helpings of digital devices.

How should we feel about that?

Police in Baton Rouge say they have arrested three people who stole guns with the goal of killing police officers. They are still looking for a fourth suspect in the alleged plot, NPR's Greg Allen reports.

"Police say the thefts were at a Baton Rouge pawn shop early Saturday morning," Greg says. "One person was arrested at the scene. Since then, two others have been arrested and six of the eight stolen handguns have been recovered. Police are still looking for one other man."

A 13-year-old boy is among those arrested, Greg says.

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Insurance Companies Rethink Business After Sandy

Nov 4, 2012
Originally published on November 4, 2012 4:56 pm

Superstorm Sandy capped what's been a pretty impressive couple of years for U.S. natural disasters. There have been wildfires, tornadoes, floods and derechos. And insurance companies are on the hook to pay billions in related claims.

"We're seeing more of everything, and what we're doing is trying to factor that in going forward as we work with others to have a better sense of what the future holds," says State Farm spokesman David Beigie.

Here is one thing the industry agrees is true: The cost from hurricane damages is increasing. That's largely because population density and the cost of coastal property increases every year.

Do insurers expect to see more frequent and more intense weather events in coming years? Opinions diverge.

Peter Hoppe heads the Geo Risks Research center for Munich Re, a global company that insures other insurers. His company put out a report just before Sandy warning that North America will face a rising number of natural catastrophes due in part to greenhouse gas emissions.

"We believe that climate change is a big problem and will drive losses in the future," Hoppe says.

He says there is no evidence climate change caused Hurricane Sandy. But, he says, it doesn't matter whether insurers believe in man-made climate change. His report says the number of weather-related events nearly quintupled in North America over the past three decades. And that means premiums will increase in the long run if exposure continues to increase.

"On the long term, definitely we have an interest in what will be happening in 50 years, or even in 100 years because this concerns our business model in general. It may be that in the long term, things become uninsurable," Hoppe says.

But this is not a view embraced by the whole industry.

"Are we really seeing more storms, or are we just recording more storms? That's the big question," says longtime expert Karen Clark, who runs her own risk-management consultancy.

Clark says the problem is that hurricane prediction is a very young science. She notes that records documenting hurricanes go back only about a century, a data set far too small to draw big conclusions.

She says after Hurricane Katrina — the most expensive of all documented storms — some predicted a warming cycle would produce more powerful storms. That forecast did not bear out.

"It just shows you that we just are not that smart, you know, when it comes to what's really going on," Clark says.

Bill Keogh, president of Eqecat, one of the major risk-modeling firms in the U.S., says that despite what it may seem, we are now in a statistically low period of hurricane activity. After Katrina, few powerful hurricanes have made landfall in the U.S.

That is not to say Sandy won't change the way insurance companies assess their weather risks.

"Risk models change all the time, and they change when we have new information," Keogh says.

That's especially true when that information is unusual. And Sandy was unusual because it hit the Northeast, as few hurricanes do, and because it veered inland, instead of toward the ocean. That information from Sandy, Keogh says, will shape views about the probability of future risks. But probability is not the same as a crystal-ball prediction.

"Everybody wants to know: 'Tell me the answer. You know, over the next five years, how many hurricanes will we have, what will they look like, how will much they cost. And when will the occur?' We don't do that," Keogh says.

The only thing we can do, insurers say, is build our buildings safer, and better prepare for what will eventually come.

Copyright 2012 National Public Radio. To see more, visit http://www.npr.org/.