"O Canada," the national anthem of our neighbors up north, comes in two official versions — English and French. They share a melody, but differ in meaning.

Let the record show: neither of those lyrics contains the phrase "all lives matter."

But at the 2016 All-Star Game, the song got an unexpected edit.

At Petco Park in San Diego, one member of the Canadian singing group The Tenors — by himself, according to the other members of the group — revised the anthem.

School's out, and a lot of parents are getting through the long summer days with extra helpings of digital devices.

How should we feel about that?

Police in Baton Rouge say they have arrested three people who stole guns with the goal of killing police officers. They are still looking for a fourth suspect in the alleged plot, NPR's Greg Allen reports.

"Police say the thefts were at a Baton Rouge pawn shop early Saturday morning," Greg says. "One person was arrested at the scene. Since then, two others have been arrested and six of the eight stolen handguns have been recovered. Police are still looking for one other man."

A 13-year-old boy is among those arrested, Greg says.

Copyright 2016 NPR. To see more, visit http://www.npr.org/.

After an international tribunal invalidated Beijing's claims to the South China Sea, Chinese authorities have declared in no uncertain terms that they will be ignoring the ruling.

The Philippines brought the case to the Permanent Court of Arbitration in The Hague, objecting to China's claims to maritime rights in the disputed waters. The tribunal agreed that China had no legal authority to claim the waters, and was infringing on the sovereign rights of the Philippines.

Donald Trump is firing back at Supreme Court Justice Ruth Bader Ginsburg after she made disparaging comments about him in several media interviews. He tweeted late Tuesday that she "has embarrassed all" with her "very dumb" comments about the candidate. Trump ended his tweet with "Her mind is shot - resign!":

Donald Trump wrapped up his public tryout of potential vice presidential candidates in Indiana Tuesday night with Gov. Mike Pence giving the final audition.

The Indiana governor's stock as Trump's possible running mate is believed to be on the rise, with New Jersey Gov. Chris Christie and former House Speaker Newt Gingrich also atop the list. Sources tell NPR the presumptive GOP presidential nominee is close to making a decision, which he's widely expected to announce by Friday.

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The unassuming hero of Jonas Karlsson's clever, Kafkaesque parable is the opposite of a malcontent. Despite scant education, a limited social life, and no prospects for success as it is usually defined, he's that rarity, a most happy fella with an amazing ability to content himself with very little. But one day, returning to his barebones flat from his dead-end, part-time job at a video store, he finds an astronomical bill from an entity called W.R.D. He assumes it's a scam. Actually, it is more sinister-- and it forces him to take a good hard look at his life and values.

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Health Insurers Set To Pay $1.3 Billion In Rebates

Apr 26, 2012

If you buy your own health insurance, there's nearly a 1 in 3 chance that come this summer you'll get a nice little surprise in the mail: money back from your health insurance company.

At least that's the prediction from an analysis by the Kaiser Family Foundation.

The checks are rebates. And they're the result of a provision of the 2010 Affordable Care Act (assuming it doesn't get struck down before then by the Supreme Court).

It's called the medical loss ratio." In English, that means health insurers have to spend either 80 or 85 cents of each dollar they collect in premiums on actual medical care. That leaves, at most, 15 or 20 cents for administrative costs, marketing and profit.

Plans that fail to meet that standard have to return the excess to policyholders by August of the following year. The MLR rules first went into effect for calendar 2011, so the first rebates are due this summer.

When the Department of Health and Human Services issued rules for all this last November, it predicted that rebates would amount to as much as $1.4 billion. Not a bad estimate.

The Kaiser analysis, based on preliminary data from the insurance companies themselves, estimates total rebates to be around $1.3 billion. A separate survey by Goldman Sachs, reported by Bloomberg News, pegged the total at $1.2 billion.

According to Kaiser, 3.4 million people in the individual market are expected to get a rebate check, which will average $127 each. That's about 31 percent of all people who purchase their own policies. Consumers in Texas, Oklahoma, and South Carolina are most likely to get rebates.

In the small group market, about $377 million in rebates are expected to go out covering just under five million enrollees, or about 28 percent of that market. Those rebates are projected to average $76 per enrollee.

The large group market includes the smallest percentage of enrollees who can expect to share in the rebate rush — just 19 percent. But because most people are in large group plans, they account for the most money that will be rebated to the most enrollees. An estimated $541 million covering 7.5 million people. Rebates will go to the employers that purchase the policies, but they're to share them with workers. They should average $72 per enrollee.

Analysts for both the Kaiser Family Foundation (which is not affiliated with the insurance plan Kaiser Permanente) and Goldman Sachs said one reason the rebates are a bit smaller than originally projected is that insurers held down premiums to make sure they didn't have to refund money. That, of course, was the intent of the including the provision in the law in the first place.

Still, insurance industry consultant Robert Laszewski isn't impressed. "Does a $200 rebate on a $13,000 premium make health insurance any more affordable?" he asked in a blog post.

And it didn't stop Republicans from using the news to hammer on the fact that premiums have continued to climb in spite of then-candidate Obama's vow to reduce them by as much as $2,500. Obama campaign chief David Axelrod tweeted the news of the rebates earlier today with a link to a report from The Wall Street Journal no less. And the Republican National Committee tweeted in response: "Obama promised $2,500 premium savings, just another broken promise?"

Copyright 2013 NPR. To see more, visit http://www.npr.org/.